Unable to work due to injury or illness?

Total Permanent Disability (TPD)

If you have been unable to work due to an injury or sickness and are unlikely to return to work within your education, training, or experience, you may file a TPD claim.

Unlike other types of damage claims, you do not have to prove that the injury or sickness was caused by someone else or that it was work-related when filing a TPD claim.

You will still be eligible for benefits if you are unable to work owing to a sickness such as cancer or an organic mental health disease such as bipolar disorder.

You may be eligible for TPD compensation if you can show that you are unable to do your regular job or any other employment that is within your training and experience.

You do not have to show that you are unqualified for all responsibilities; only those that your education and experience qualify you to do.

Life Insurance / Death Benefits

It can be challenging and stressful to access life insurance and super fund death benefits during a mourning period.

Our super fund insurance claims experts are here to assist you through the entire process, ensuring a prompt, simple, and low-cost result.

Death Benefits are insurance benefits provided upon the death of a fund member under the mandatory insurance associated with employee superannuation fund involvement.

All Australian superfund policies contain death benefits. Some government and military pension plans compensate surviving spouses or children.

You may be entitled to all or a portion of your spouse's superfund balance and death benefits, as well as the life insured sum if there is a separate life insurance, if you are a spouse, child, or other dependant.

Our life insurance and death benefit claim attorneys are experts at compiling compliant life insurance or death benefit claims and have assisted many clients obtain funds to help their families quickly.

Income Protection Claims

Income protection claim payments are typically made to you on a monthly basis if you are unable to work due to an injury or illness.

They're also referred to as 'salary continuation benefits' or 'temporary disability benefits,' and they're intended to assist you financially while you recover and return to work.

It is also crucial to remember that if your accident or sickness is likely to prevent you from returning to work permanently, you may be entitled to file for complete and permanent disability (TPD) (rather than simply temporarily).

Our Income Protection Lawyers will assist you in determining if you are eligible for income protection payments.

Income Protection Insurance is the least common sort of insurance offered by employers, however it may be included in your policy.

Permanent Impairment Claims

A permanent impairment occurs when you have a permanent loss or damage, loss of use or malfunction of a portion of your body, or even a loss of an internal biological function.

You may be entitled to further compensation if you were injured as a consequence of someone else's negligence.

Medical professionals conduct a clinical examination to assess the worker's limitations before consulting impairment tables to arrive at a permanent impairment figure when determining the degree of permanent impairment.

This figure is used as an approximate approximation of the percentage of bodily function lost as a result of the accident or illness.

Some compensation schemes require claimants to reach a certain degree of disability before receiving a payout.