Unable to work due to injury or illness?

TPD Claims Lawyers are here to support you in navigating the complicated legal procedure that is involved in TPD, income protection and death benefit claims.

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NO WIN NO FEE SOLICITORS

Experts in TPD Claims.

If you have been unable to work due to an injury or sickness and are unlikely to be able to return to work within your education, training or experience, you may be able to file a TPD claim. The TPD Claims process can be intimidating and there are many pitfalls along the way. Our knowledge and expertise takes the worry out of the process and will help bring about a successful conclusion.

No one is more dedicated to TPD insurance claims than our TPD Claims lawyers! All total permanent disability superannuation claims are assessed by a team of highly experienced TPD lawyers, including the legal Practice Director, to ensure that all aspects are investigated. Amongst our legal services are:

TPD Claims Lawyers acts on a 'No Win No Fee' basis which means that we do not ask you for any money during the course of your claim.

Find out more about our 'No Win No Fee' structure.

Are you eligible to make a TPD claim?

Can't work due to medical reasons?

You may be eligible for an additional lump sum payment if you have suffered a specific injury or medical condition, such as a heart attack or stroke.

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Can't work due to injury or illness?

If you are permanently unable to work due to illness or injury in a role within your education, training and experience, you may be eligible for a TPD payout.

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On a disability support pension?

You may qualify for a TPD insurance payout if your illness or disability makes you unable to work in a role within your education, training and experience permanently and completely unable to perform all major duties in your occupation as a result of an injury or sickness.

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Our Total Permanent Disability (TPD) claims process is well organised and easy to follow.

The TPD claim process and that for income protection and death benefit claims requires detailed submissions to be made to the fund insurer. We will need certificates signed by your medical physicians and may refer you for further independent medical opinions to substantiate your claim.

Each and every TPD insurance claim must be handled with utmost care. According to the circumstances of the deceased, their family's circumstances, the complexity of the fund's insurance policy, and the cooperation—or lack thereof—from the superannuation fund involved, the filings that go with each claim vary from one to the next. The processing of TPD claims is conducted on a no-win, no-fee basis.

Our experienced team is well-equipped to handle the complexities of TPD claims. We understand that this process can be stressful and emotionally draining for you and your family. That is why we are dedicated to providing you with the assistance and guidance you require throughout the claim process.

We will work closely with you to gather all of the necessary documentation and information required by the fund insurer in order to initiate your TPD claim. Medical reports, hospital records, and any other relevant evidence that supports your claim may be included. Our team will thoroughly review these documents to ensure that they are complete and compelling.

To strengthen your claim, we may need to obtain additional medical opinions from independent experts in some cases. These professionals will carefully evaluate your medical condition, taking into account its impact on your ability to work and perform daily activities. Their unbiased assessments will provide valuable insights that will help to substantiate your claim.

We recognise that no two TPD claims are the same, as each situation presents its own set of challenges. Our team will tailor our approach to your specific needs while keeping the complexities of your fund's insurance policy in mind. We will navigate any obstacles and challenges that may arise while advocating tirelessly on your behalf.

1

Compile information for initial claims

Careful attention to detail is required throughout claim preparation. We take the time to get all the information from you up front because of this.

Your claim will be filed as soon as we get your information from you and signed consents authorising the transfer of documents and information to us.

2

Getting your Personal Policy Documents

Once you have given us all the required information, we will start gathering information on the benefits that are available as well as the paperwork needed to substantiate your claim.

The relevant policy papers for superannuation funds are included in this.

3

Review of your Superannuation Fund policy

Every every policy paper is distinctive and has to be carefully examined. At this stage, we will carefully examine your specific policy and provide you advice on what you are eligible to claim and what requirements you must satisfy before your claim can be paid.

4

Complete your Initial Claim

We will put together a comprehensive submission in support of your claim and submit it to your fund(s) together with any necessary supporting materials. You must be completely and open when telling us about all of your employment, education, and training activities.

A certificate stating that you are fully and permanently handicapped from two different treating medical professionals, as well as, in some cases, a certificate from your employer, are typically required by superannuation funds.

5

Lodging your Claim

In support of your TPD claim, we will compile the medical documentation and create submissions for your super fund. You might have to go through an independent medical evaluation by a doctor chosen by the fund. When they receive your claim, they need to give you a rough idea of how long it will take them to decide.

Why choose TPD Claims Lawyers?

We take the worry out of the process with decades of knowledge and the expertise to assess your claim and bring it to a successful conclusion by cost-effective means. Learn more

 

No Win No Fee.

No money payable in most cases for legal fees and expenses unless and until there's a successful outcome.

It’s about you.

Happy and satisfied clients are what our terms of service are designed to achieve.

Efficient & Effective.

Up-to-the-minute technology means we can guarantee your claim is conducted quickly and transparently.

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How Can TPD Lawyers Help You with your TPD Claims?

Total Permanent Disability (TPD)

If you have been unable to work due to an injury or sickness and are unlikely to return to work within your education, training, or experience, you may file a TPD claim.

Unlike other types of damage claims, you do not have to prove that the injury or sickness was caused by someone else or that it was work-related when filing a TPD claim.

You will still be eligible for benefits if you are unable to work owing to a sickness such as cancer or an organic mental health disease such as bipolar disorder.

You may be eligible for TPD compensation if you can show that you are unable to do your regular job or any other employment that is within your training and experience.

You do not have to show that you are unqualified for all responsibilities; only those that your education and experience qualify you to do.

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Life Insurance / Death Benefits

It can be challenging and stressful to access life insurance and super fund death benefits during a mourning period.

Our super fund insurance claims experts are here to assist you through the entire process, ensuring a prompt, simple, and low-cost result.

Death Benefits are insurance benefits provided upon the death of a fund member under the mandatory insurance associated with employee superannuation fund involvement.

All Australian superfund policies contain death benefits. Some government and military pension plans compensate surviving spouses or children.

You may be entitled to all or a portion of your spouse's superfund balance and death benefits, as well as the life insured sum if there is a separate life insurance, if you are a spouse, child, or other dependant.

Our life insurance and death benefit claim attorneys are experts at compiling compliant life insurance or death benefit claims and have assisted many clients obtain funds to help their families quickly.

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Income Protection Claims

Income protection claim payments are typically made to you on a monthly basis if you are unable to work due to an injury or illness.

They're also referred to as 'salary continuation benefits' or 'temporary disability benefits,' and they're intended to assist you financially while you recover and return to work.

It is also crucial to remember that if your accident or sickness is likely to prevent you from returning to work permanently, you may be entitled to file for complete and permanent disability (TPD) (rather than simply temporarily).

Our Income Protection Lawyers will assist you in determining if you are eligible for income protection payments.

Income Protection Insurance is the least common sort of insurance offered by employers, however it may be included in your policy.

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Permanent Impairment Claims

A permanent impairment occurs when you have a permanent loss or damage, loss of use or malfunction of a portion of your body, or even a loss of an internal biological function.

You may be entitled to further compensation if you were injured as a consequence of someone else's negligence.

Medical professionals conduct a clinical examination to assess the worker's limitations before consulting impairment tables to arrive at a permanent impairment figure when determining the degree of permanent impairment.

This figure is used as an approximate approximation of the percentage of bodily function lost as a result of the accident or illness.

Some compensation schemes require claimants to reach a certain degree of disability before receiving a payout.

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Contact our TPD Lawyers about your TPD Claims

Every client can request a no-obligation case review at TPD Claims Lawyers. Simply call or complete the online form below for your case review for any total disablement superannuation claim.