If injury, illness or disability has left you unable to work, our expert team will guide you through the process of claiming TPD, income protection, or death benefits — with no upfront legal costs.
We specialise in Total and Permanent Disability (TPD), income protection, and death benefit claims — helping you secure the payouts you’re entitled to, with no upfront legal fees.
We help you claim what you're entitled to.
Tailored legal services, focused on results.
Trusted expertise. No Win, No Fee.
We specialise in helping individuals access their insurance entitlements — with care, clarity, and proven results.
A TPD (Total and Permanent Disability) claim is made through your super fund or insurance provider when you’re unable to return to work due to illness or injury.
No — TPD claims are not fault-based. You just need to show that you’re permanently unable to work in your usual occupation or any job suited to your education, training, and experience.
Most claims take between 2–6 months, depending on your super fund, the medical evidence, and whether further assessments are needed.
You may still have options. We can review your claim decision, identify why it was denied, and help you appeal or resubmit with stronger supporting evidence.
In most cases, no. TPD and insurance claims are handled directly with the fund or insurer and are often resolved without litigation.
If you’re unable to work due to injury or illness, our experienced legal team can help you claim the insurance benefits you’re entitled to — including TPD, income protection, and death benefit payouts.
If you are permanently unable to work due to injury or illness, you may be entitled to a lump sum payout through a Total and Permanent Disability (TPD) insurance claim attached to your superannuation. TPD benefits are designed to provide financial support when you’re no longer able to perform work within your education, training, or experience.
One of the key advantages of TPD claims is that they are not fault-based. You do not need to prove that your injury or illness was caused by another person, or that it occurred at work. The only requirement is that your condition prevents you from returning to any job that fits your previous skills and qualifications on a permanent basis.
Many different conditions may qualify for a TPD claim. These include:
At TPD Claims Lawyers, our legal team will:
We understand this process can feel overwhelming — especially when you’re already dealing with the effects of an illness or injury. That’s why we manage your claim from start to finish and operate on a No Win, No Fee basis.
If you believe you may be eligible for a TPD claim, contact our team today for a free claim review.
Following the death of a loved one, accessing life insurance payouts or superannuation death benefits can be complex, especially while you’re grieving. Our team of experienced lawyers is here to provide support and guidance during this difficult time, ensuring you receive your full entitlement without unnecessary delay.
Death benefits are typically paid to the spouse, child, or dependant of a deceased superannuation fund member. These benefits may include both the balance of the super account and a separately insured life cover amount. Most Australian super funds provide this insurance by default, although entitlements can vary depending on the policy and the fund rules.
You may be eligible to claim if you are:
At TPD Claims Lawyers, we assist with:
We work with compassion and discretion, ensuring your family is supported throughout the process. Our services are offered on a No Win, No Fee basis — so you won’t pay legal fees unless your claim is successful.
Contact us today to begin your claim or learn more about your entitlements.
If you’re temporarily unable to work due to an injury or illness, you may be eligible for income protection payments through your superannuation or a standalone insurance policy. These payments are designed to provide regular financial support while you recover and aim to replace a portion of your income during this period.
Income protection benefits are often referred to as temporary disability benefits or salary continuance, and typically provide up to 75% of your regular income for a set period — such as 2 years, 5 years, or until a specific age, depending on your policy terms.
Common conditions that may qualify for an income protection claim include:
At TPD Claims Lawyers, we can help you:
Many workers are unaware that their superannuation fund may include this type of cover. If you’re unsure whether you have income protection insurance, our team can investigate your entitlements for you.
No Win, No Fee applies to all income protection matters — so you only pay legal fees if your claim is successful.
Get in touch with us for a free review of your income protection rights.
If you’ve suffered a permanent loss of bodily function due to injury or illness, you may be entitled to a lump sum compensation payment through a permanent impairment claim. This type of claim recognises lasting physical or psychological damage that affects your ability to function as you once did.
A permanent impairment may involve the loss of use, malfunction, or damage to a body part, organ, or internal system. This can include spinal injuries, amputations, significant scarring, neurological conditions, or lasting mental health conditions that impair daily living or work capacity.
To determine eligibility, your condition must be assessed by a qualified medical professional, who will calculate an impairment rating using specialist guidelines. This rating is used to assess the level of your disability and whether it meets the threshold for a payout under your insurer or superannuation policy.
At TPD Claims Lawyers, we assist with:
Each claim is unique and assessed based on the severity and impact of your condition. We ensure all criteria are met to give your claim the best chance of success.
We act on a No Win, No Fee basis, meaning there are no upfront legal costs for pursuing a permanent impairment claim.
Contact our team to find out whether you may qualify for a permanent impairment payout.
If you are diagnosed with a serious illness or suffer a major medical event, you may be entitled to a lump-sum payment under Trauma Insurance (also called Critical Illness cover). These benefits provide immediate financial support while you focus on treatment and recovery.
Unlike TPD or income protection, Trauma Insurance is triggered by the diagnosis of a defined condition in your policy—not by proving permanent incapacity or time off work.
We understand this process can be daunting during a serious diagnosis. Our team manages your claim from start to finish on a No Win, No Fee basis, so you can focus on your health.
If illness or injury temporarily prevents you from working, you may be entitled to monthly income support under TTD cover (often called temporary incapacity in superannuation or income protection). These benefits help replace lost earnings while you focus on treatment and recovery.
TTD benefits are usually paid monthly in arrears and are treated as taxable income with PAYG withholding. Partial return-to-work arrangements may be supported, with payments adjusted for reduced hours.
We manage the process end-to-end on a No Win, No Fee basis, so you can focus on getting better while we work to secure your benefits.
If your superannuation or insurance claim has been rejected, reduced, or delayed, you can challenge the decision through an internal review or an AFCA complaint. We handle the dispute process so you can focus on your health and finances.
AFCA (the Australian Financial Complaints Authority) is a free, independent avenue to resolve disputes without going to court. Strict time limits apply, so acting promptly protects your rights.
We manage the dispute from start to finish on a No Win, No Fee basis, aiming for a fair, timely outcome while reducing stress for you.
If you have more than one superannuation account, you may hold multiple insurance policies that can pay benefits when illness or injury stops you working. We identify all eligible policies, coordinate evidence, and manage each claim to maximise your overall entitlement.
Coordinating timing, evidence, and offsets is essential to avoid underpayments or disputes between funds.
We handle the process end-to-end on a No Win, No Fee basis, ensuring each fund assesses your claim fairly and pays what you’re owed.
Our team is ready to help with your TPD, income protection, or death benefit claim — no matter where you’re at in the process.
See how we've helped individuals access their full entitlements.
We're proud to be trusted by clients and recognised for delivering results.
Speak with a lawyer about your TPD or insurance claim — no cost, no obligation.
