TPD vs Trauma Insurance: Key Differences Explained
Disclaimer – This article provides general information and education only. It is not financial or legal advice. Cover, exclusions and medical definitions...
Knowledgebase Category
Understanding Your Insurance Cover
TPD Claims With Multiple Super Funds: Can You Claim on More Than One?
Many Australians have multiple superannuation accounts — often without realising it. If you have TPD insurance in more than one super fund,...
Don’t Get Taken for a Ride: The Ultimate Guide to TPD Insurance Exclusions
Disclaimer – This is general information and education content, not financial or legal advice. Every TPD policy is different, with its own...
TPD Insurance for the Self-Employed and Sole Traders: Know Your Options
Disclaimer – This information is for education and general purposes only. It is not financial or legal advice. TPD insurance arrangements depend...
My Super Account is Inactive or Closed. Can I Still Claim a TPD Benefit?
Disclaimer – This article is for general information and education purposes only. It is not financial or legal advice. All superannuation funds...
Does My Insurance Cover Pre-Existing Medical Conditions?
You’ve been dutifully paying your insurance premiums month after month. You figured that if the worst happened, you’d be covered. You’d be...
Waiting Periods for Income Protection and TTD: The Complete Guide
Injury. Illness. Unexpected misfortune strikes, and suddenly you can’t work. The bills keep coming, mortgage payment is due next week, and the...
“Own Occupation” vs. “Any Occupation” TPD Policies: How the Difference Impacts Your Claim
This article is general information only and does not constitute legal advice. TPD policy definitions vary significantly between insurers and super funds....
How to Find All Your Lost or Forgotten Superannuation Accounts
You worked hard for every dollar in your superannuation, and it’s meant to be your financial safety net for retirement. But it...